Overview of all products for municipalities

Type of financial instrument:

Preferential loan

Funding:

Public funds together with funding from financial market

Main characteristics:

• Loan amount up to CZK 30 million with a preferential fixed or variable interest rate (according to client´s risk category)
• Maturity: up to 10 years
• Grace period: up to 3 years
• Financing of up to 100% of expected eligible costs
• No collateral required
• Pre-mature payment possible without penalty

Project location & Supported sectors:

• Czech municipalities or associations of municipalities with the exception of the Capital City of Prague and statutory cities
• Supported activities: as listed in CZ-NACE list (Annex of the programme)

Basic terms and conditions:

Loan can be used for:

• Ground shaping, incl. terrain preparation
• Construction of access roads
• Construction of municipal transport as well as technical infrastructure
• Use of old industry areas for business
• Building of sport, cultural and educational facilities

State aid: De minimis

For more information please see here.

Type of financial instrument:

Long-term loan

Funding:

Public funds together with funding from financial market

Main characteristics:

• Loan amount between CZK 8 – 130 million with a fixed or floating interest rate
• Maturity: up to 15 years (premature pay-off without penalty)
• Grace period: up to 3 years
• No collateral required (except of loans for associations of municipalities or for loans with
  increased credit risk)

Project location & Supported sectors:

• Municipalities or associations of municipalities established in accordance with the Municipalities Act 128/2000 Coll.
• Supported activities: as listed in CZ-NACE list (Annex of the programme)

Basic terms and conditions:

Loan can be used for:

• Purchase of land
• Construction of buildings
• Purchase, modernization or reconstruction of buildings
• Basic infrastructure development such as sewerage, water supply, distribution of electricity,
  telecommunication networks, waste disposal, waste water treatment plants, road network

State aid: De minimis

For more information please see here.